Insurance, payments and financing
Dental Insurance & Financing in Panorama City, CA
We accept most PPO dental plans and Medi-Cal Dental, and offer flexible financing through Cherry and CareCredit, so cost doesn't have to stand between you and the care you need. Se habla español.
Call to Verify Coverage See Financing OptionsInsurance we accept
Rainbow Dental Health Care accepts PPO dental plans, including:
- Delta Dental
- Cigna
- MetLife
- Sun Life
- Liberty
- Guardian
- Principal
- Ameritas
- Avesis
We also accept Medi-Cal Dental (Denti-Cal), including L.A. Care members, when you have regular Medi-Cal Dental coverage. We can't accept Medi-Cal dental plans that assign you to a specific dentist, and we do not accept HMO dental plans.
Benefits vary by plan. Call (818) 810-0050 with your plan name and member ID and the front desk will check your coverage before your visit.
Ways to pay
Cash
Pay at the time of your visit.
Credit & debit cards
Major credit and debit cards are accepted.
HSA cards
Use your health savings account for eligible dental care.
Financing with Cherry or CareCredit
Spread the cost of treatment into monthly payments. Both options let you apply online in a few minutes and get a decision right away.
Cherry
A payment plan for treatment at our office.
- Apply with an SSN or ITIN
- Approves a wider range of credit scores
- 0% interest plans are true 0%, not deferred interest
- First payment due at checkout
- Approval is valid for 3 months; reapply after that
CareCredit
A health credit card you can use here and at many other providers.
- Requires an SSN
- Approval typically needs a credit score around 600 or higher
- Promotional 0% plans use deferred interest: if the balance isn't paid in full by the end of the promo period, interest is added
- First payment due on your first statement
All financing is subject to credit approval and the terms of the lender, Cherry Technologies Inc. or Synchrony Bank (CareCredit). Rainbow Dental Health Care is not the lender. Ask the front desk if you have questions about which option fits you best.
Seguros y financiamiento, en español
Aceptamos seguros dentales PPO como Delta Dental, Cigna, MetLife, Sun Life, Liberty, Guardian, Principal, Ameritas y Avesis. No aceptamos planes HMO. También aceptamos Medi-Cal Dental (Denti-Cal) regular, incluidos los miembros de L.A. Care. No podemos aceptar planes dentales de Medi-Cal que le asignen un dentista específico. También aceptamos efectivo, tarjetas de crédito y débito, y tarjetas HSA.
Cherry: puede solicitar con SSN o ITIN, el 0% de interés es real (no diferido) y el primer pago se hace al momento del tratamiento. CareCredit: requiere SSN y funciona como tarjeta de crédito; el 0% promocional es interés diferido. Sujeto a aprobación de crédito.
Llame al (818) 810-0050 para verificar su seguro o visite nuestra página en español.
Insurance and financing questions
Which dental insurance plans do you accept?
We accept PPO dental plans, including Delta Dental, Cigna, MetLife, Sun Life, Liberty, Guardian, Principal, Ameritas and Avesis. We also accept regular Medi-Cal Dental (Denti-Cal), including for L.A. Care members, but not Medi-Cal dental plans that assign you to a specific dentist. Call (818) 810-0050 with your plan name and member ID to confirm your coverage before your visit.
Do you accept HMO dental plans?
No. Rainbow Dental Health Care does not accept HMO dental plans.
Do you accept Medi-Cal Dental (Denti-Cal) or L.A. Care?
Yes, if you have regular Medi-Cal Dental coverage, including L.A. Care members. We can't accept Medi-Cal dental plans that assign you to a specific dentist. Call (818) 810-0050 and the front desk will check your coverage before your visit.
What if I don't have dental insurance?
You can pay with cash, credit or debit card, or a health savings account (HSA) card, or apply for financing through Cherry or CareCredit.
What is the difference between Cherry and CareCredit?
Cherry is a short-term payment plan for treatment at our office. You can apply with an SSN or ITIN, it often approves a wider range of credit scores, 0% interest plans are true 0% (not deferred interest), and the first payment is due at checkout. Approval lasts 3 months. CareCredit is a health credit card you can use at many providers. It requires an SSN, approval typically needs a credit score around 600 or higher, promotional 0% plans use deferred interest, and your first payment is due on your first statement. All financing is subject to the lender's approval and terms.
¿Aceptan seguros y ofrecen financiamiento?
Sí. Aceptamos seguros dentales PPO como Delta Dental, Cigna, MetLife, Guardian y otros. No aceptamos planes HMO. También aceptamos Medi-Cal Dental (Denti-Cal) regular, incluidos los miembros de L.A. Care. También ofrecemos financiamiento con Cherry (con SSN o ITIN) y CareCredit (con SSN). Llame al (818) 810-0050.